The perfect savings vehicle for young families looking for a "starter" savings plan. This account is also great for young savers - all service charges are waived until the account holder's 18th birthday.

Features:

• Only $100 needed to open account
• No minimum balance required on accounts for minors
• No service fee if you maintain the minimum daily balance*
• Variable interest rate
• Your interest accrues daily and compounds quarterly
• Automatic transfers available - you decide the amount and when the funds will transfer
• Debit this account up to three times each month without incurring a fee**
• Personalized deposit and withdrawal slips for convenient record keeping

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*The minimum required balance is $500 in CA and $100 in MO, IL & TX..

** Each withdrawal over three per month will be charged $3. Fees charged to your account may reduce earnings.



Federal regulations limit you to six transfers per month but only three may be payments by electronic card transfer to a third party.

To find out more about Statement Savings accounts, call or visit the First Bank location nearest you.